/* ==========================================================================
   PréstamoFácil.com — Design System
   ========================================================================== */

:root {
  --pf-navy: #0B2545;
  --pf-navy-deep: #07182E;
  --pf-navy-soft: #1A3A6B;
  --pf-gold: #D4A24C;
  --pf-gold-soft: #E8C277;
  --pf-gold-deep: #B5852E;
  --pf-cream: #FAF6EE;
  --pf-warm-white: #FDFBF7;
  --pf-success: #1F7A4D;
  --pf-text: #1A1A1A;
  --pf-text-soft: #4A5568;
  --pf-border: #E5E0D5;
  --font-display: 'Fraunces', Georgia, serif;
  --font-body: 'DM Sans', -apple-system, BlinkMacSystemFont, sans-serif;
}

html { scroll-behavior: smooth; }

body {
  font-family: var(--font-body);
  color: var(--pf-text);
  background: var(--pf-warm-white);
  -webkit-font-smoothing: antialiased;
}

h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-display);
  font-weight: 500;
  letter-spacing: -0.02em;
  line-height: 1.1;
}

.font-display { font-family: var(--font-display); }
.font-body { font-family: var(--font-body); }

/* Buttons */
.btn-primary, .btn-gold, .btn-secondary {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 0.95rem 1.75rem;
  font-weight: 600;
  font-size: 0.95rem;
  border-radius: 9999px;
  transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
  text-decoration: none;
  letter-spacing: 0.01em;
}
.btn-primary { background: var(--pf-navy); color: white; box-shadow: 0 4px 14px rgba(11, 37, 69, 0.18); }
.btn-primary:hover { background: var(--pf-navy-deep); transform: translateY(-2px); box-shadow: 0 8px 24px rgba(11, 37, 69, 0.28); }
.btn-primary::after, .btn-gold::after { content: '→'; margin-left: 0.5rem; transition: transform 0.3s ease; }
.btn-primary:hover::after, .btn-gold:hover::after { transform: translateX(4px); }

.btn-gold { background: var(--pf-gold); color: var(--pf-navy); box-shadow: 0 4px 14px rgba(212, 162, 76, 0.3); }
.btn-gold:hover { background: var(--pf-gold-deep); color: white; transform: translateY(-2px); box-shadow: 0 8px 24px rgba(181, 133, 46, 0.4); }

.btn-secondary { background: transparent; color: var(--pf-navy); border: 1.5px solid var(--pf-navy); }
.btn-secondary:hover { background: var(--pf-navy); color: white; }

.btn-ghost {
  display: inline-flex;
  align-items: center;
  color: var(--pf-navy);
  font-weight: 600;
  font-size: 0.9rem;
  text-decoration: none;
  transition: all 0.2s ease;
}
.btn-ghost::after { content: '→'; margin-left: 0.4rem; transition: transform 0.3s ease; }
.btn-ghost:hover::after { transform: translateX(4px); }

/* Layout */
.section-padding { padding-top: 5rem; padding-bottom: 5rem; }
@media (min-width: 768px) { .section-padding { padding-top: 7rem; padding-bottom: 7rem; } }

.container-pf {
  max-width: 1280px;
  margin-left: auto;
  margin-right: auto;
  padding-left: 1.5rem;
  padding-right: 1.5rem;
}

.eyebrow {
  display: inline-block;
  font-size: 0.75rem;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--pf-gold-deep);
  font-weight: 600;
  margin-bottom: 1rem;
}

/* Hero Background */
.hero-bg {
  background: linear-gradient(135deg, var(--pf-navy) 0%, var(--pf-navy-soft) 100%);
  position: relative;
  overflow: hidden;
}
.hero-bg::before {
  content: '';
  position: absolute;
  inset: 0;
  background-image: radial-gradient(circle at 20% 30%, rgba(212, 162, 76, 0.15) 0%, transparent 40%), radial-gradient(circle at 80% 70%, rgba(212, 162, 76, 0.08) 0%, transparent 40%);
  pointer-events: none;
}
.hero-grain {
  position: absolute;
  inset: 0;
  opacity: 0.04;
  pointer-events: none;
  background-image: url("data:image/svg+xml,%3Csvg viewBox='0 0 200 200' xmlns='http://www.w3.org/2000/svg'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.9' numOctaves='3' /%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)'/%3E%3C/svg%3E");
}

/* Cards */
.card-loan {
  background: white;
  border: 1px solid var(--pf-border);
  border-radius: 1rem;
  padding: 2rem;
  transition: all 0.4s cubic-bezier(0.4, 0, 0.2, 1);
  position: relative;
  overflow: hidden;
}
.card-loan::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 3px;
  background: var(--pf-gold);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform 0.4s ease;
}
.card-loan:hover {
  transform: translateY(-4px);
  box-shadow: 0 20px 40px -10px rgba(11, 37, 69, 0.15);
  border-color: var(--pf-gold-soft);
}
.card-loan:hover::before { transform: scaleX(1); }

.card-loan-icon {
  width: 3.5rem;
  height: 3.5rem;
  border-radius: 0.75rem;
  background: var(--pf-cream);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 1.25rem;
  color: var(--pf-gold-deep);
}

.card-step {
  background: white;
  border-radius: 1rem;
  padding: 2rem;
  position: relative;
  border: 1px solid var(--pf-border);
}
.card-step-number {
  position: absolute;
  top: -1rem;
  left: 2rem;
  width: 2.5rem;
  height: 2.5rem;
  border-radius: 9999px;
  background: var(--pf-navy);
  color: var(--pf-gold);
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 1.1rem;
}

/* Trust Bar */
.trust-bar {
  background: var(--pf-cream);
  border-top: 1px solid var(--pf-border);
  border-bottom: 1px solid var(--pf-border);
}
.trust-item {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  color: var(--pf-text-soft);
  font-weight: 500;
  font-size: 0.9rem;
}
.trust-icon {
  width: 1.5rem;
  height: 1.5rem;
  color: var(--pf-gold-deep);
  flex-shrink: 0;
}

/* Forms */
.form-field { margin-bottom: 1.25rem; }
.form-label {
  display: block;
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--pf-text);
  margin-bottom: 0.4rem;
}
.form-label .req { color: #C53030; margin-left: 0.2rem; }

.form-input, .form-select, .form-textarea {
  width: 100%;
  padding: 0.85rem 1rem;
  border: 1.5px solid var(--pf-border);
  border-radius: 0.6rem;
  background: white;
  font-family: var(--font-body);
  font-size: 0.95rem;
  color: var(--pf-text);
  transition: all 0.2s ease;
}
.form-input:focus, .form-select:focus, .form-textarea:focus {
  outline: none;
  border-color: var(--pf-navy);
  box-shadow: 0 0 0 4px rgba(11, 37, 69, 0.08);
}
.form-textarea { min-height: 110px; resize: vertical; }

.form-checkbox-group {
  display: flex;
  align-items: flex-start;
  gap: 0.6rem;
  margin-top: 0.5rem;
}
.form-checkbox {
  margin-top: 0.25rem;
  width: 1.1rem;
  height: 1.1rem;
  accent-color: var(--pf-navy);
}
.form-checkbox-label {
  font-size: 0.8rem;
  color: var(--pf-text-soft);
  line-height: 1.5;
}

/* Navigation */
.nav-link {
  font-size: 0.9rem;
  font-weight: 500;
  color: var(--pf-text);
  text-decoration: none;
  transition: color 0.2s;
  position: relative;
}
.nav-link:hover { color: var(--pf-navy); }
.nav-link::after {
  content: '';
  position: absolute;
  bottom: -4px;
  left: 0; right: 0;
  height: 2px;
  background: var(--pf-gold);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform 0.3s ease;
}
.nav-link:hover::after, .nav-link.active::after { transform: scaleX(1); }

.nav-dropdown {
  position: absolute;
  top: 100%;
  left: 50%;
  transform: translateX(-50%);
  background: white;
  border: 1px solid var(--pf-border);
  border-radius: 0.75rem;
  padding: 0.75rem;
  min-width: 240px;
  box-shadow: 0 20px 40px -10px rgba(11, 37, 69, 0.15);
  opacity: 0;
  visibility: hidden;
  transition: all 0.2s ease;
  margin-top: 0.5rem;
  z-index: 50;
}
.nav-dropdown-trigger:hover .nav-dropdown {
  opacity: 1;
  visibility: visible;
  margin-top: 0;
}
.nav-dropdown a {
  display: block;
  padding: 0.6rem 0.85rem;
  font-size: 0.88rem;
  color: var(--pf-text);
  text-decoration: none;
  border-radius: 0.4rem;
  transition: all 0.15s ease;
}
.nav-dropdown a:hover { background: var(--pf-cream); color: var(--pf-navy); }

/* Testimonials */
.testimonial-card {
  background: white;
  border: 1px solid var(--pf-border);
  border-radius: 1rem;
  padding: 2rem;
  position: relative;
}
.testimonial-card::before {
  content: '"';
  position: absolute;
  top: -0.5rem;
  left: 1.5rem;
  font-family: var(--font-display);
  font-size: 5rem;
  color: var(--pf-gold);
  line-height: 1;
  opacity: 0.6;
}

/* FAQ */
.faq-item {
  border-bottom: 1px solid var(--pf-border);
  padding: 1.5rem 0;
}
.faq-question {
  display: flex;
  justify-content: space-between;
  align-items: center;
  cursor: pointer;
  font-family: var(--font-display);
  font-size: 1.15rem;
  font-weight: 500;
  color: var(--pf-navy);
  user-select: none;
}
.faq-question:hover { color: var(--pf-gold-deep); }
.faq-toggle {
  width: 2rem;
  height: 2rem;
  border-radius: 9999px;
  background: var(--pf-cream);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  margin-left: 1rem;
  transition: all 0.3s ease;
  font-size: 1.25rem;
  font-weight: 300;
}
.faq-item.open .faq-toggle {
  background: var(--pf-navy);
  color: white;
  transform: rotate(45deg);
}
.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.4s ease, padding 0.3s ease;
  color: var(--pf-text-soft);
  line-height: 1.7;
}
.faq-item.open .faq-answer {
  max-height: 500px;
  padding-top: 1rem;
}

/* Mobile Sticky CTA */
.mobile-sticky-cta {
  position: fixed;
  bottom: 0; left: 0; right: 0;
  background: white;
  border-top: 1px solid var(--pf-border);
  padding: 0.75rem 1rem;
  display: flex;
  gap: 0.5rem;
  z-index: 40;
  box-shadow: 0 -10px 25px rgba(11, 37, 69, 0.08);
}
.mobile-sticky-cta a {
  flex: 1;
  text-align: center;
  padding: 0.75rem;
  font-size: 0.85rem;
  font-weight: 600;
  border-radius: 9999px;
  text-decoration: none;
}
.mobile-sticky-cta .cta-call {
  background: white;
  color: var(--pf-navy);
  border: 1.5px solid var(--pf-navy);
}
.mobile-sticky-cta .cta-form {
  background: var(--pf-navy);
  color: white;
}
@media (min-width: 768px) { .mobile-sticky-cta { display: none; } }
@media (max-width: 767px) { body { padding-bottom: 5rem; } }

/* WhatsApp */
.whatsapp-float {
  position: fixed;
  bottom: 5.5rem;
  right: 1.25rem;
  width: 3.5rem;
  height: 3.5rem;
  background: #25D366;
  border-radius: 9999px;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 8px 20px rgba(37, 211, 102, 0.4);
  z-index: 35;
  transition: transform 0.3s ease;
  color: white;
  text-decoration: none;
}
.whatsapp-float:hover { transform: scale(1.1); }
@media (min-width: 768px) { .whatsapp-float { bottom: 1.5rem; } }

/* Animations */
@keyframes fadeUp {
  from { opacity: 0; transform: translateY(20px); }
  to { opacity: 1; transform: translateY(0); }
}
.fade-up { opacity: 0; animation: fadeUp 0.8s cubic-bezier(0.4, 0, 0.2, 1) forwards; }
.fade-up-delay-1 { animation-delay: 0.1s; }
.fade-up-delay-2 { animation-delay: 0.2s; }
.fade-up-delay-3 { animation-delay: 0.3s; }

/* Decorative */
.divider-ornament {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0.75rem;
  color: var(--pf-gold);
  margin: 1rem auto;
}
.divider-ornament::before, .divider-ornament::after {
  content: '';
  height: 1px;
  width: 40px;
  background: var(--pf-gold);
  opacity: 0.5;
}

/* Local Page */
.lo-profile-card {
  background: linear-gradient(135deg, var(--pf-cream) 0%, white 100%);
  border: 1px solid var(--pf-gold-soft);
  border-radius: 1.25rem;
  padding: 2.5rem;
  position: relative;
  overflow: hidden;
}
.lo-profile-card::before {
  content: '';
  position: absolute;
  top: 0; right: 0;
  width: 200px; height: 200px;
  background: radial-gradient(circle, rgba(212, 162, 76, 0.15) 0%, transparent 70%);
  pointer-events: none;
}
.lo-photo-placeholder {
  width: 180px;
  height: 180px;
  border-radius: 9999px;
  background: linear-gradient(135deg, var(--pf-navy) 0%, var(--pf-navy-soft) 100%);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--pf-gold);
  font-family: var(--font-display);
  font-size: 4rem;
  font-weight: 500;
  border: 4px solid white;
  box-shadow: 0 10px 30px rgba(11, 37, 69, 0.2);
}

.specialty-pill {
  display: inline-block;
  padding: 0.4rem 0.9rem;
  background: white;
  border: 1px solid var(--pf-border);
  border-radius: 9999px;
  font-size: 0.8rem;
  font-weight: 500;
  color: var(--pf-text-soft);
  margin: 0.2rem;
}

/* Footer */
.footer-link {
  color: rgba(255, 255, 255, 0.7);
  font-size: 0.88rem;
  text-decoration: none;
  transition: color 0.2s;
  display: block;
  padding: 0.25rem 0;
}
.footer-link:hover { color: var(--pf-gold); }

/* Utility */
.text-balance { text-wrap: balance; }
.bg-pattern-dots {
  background-image: radial-gradient(circle, var(--pf-border) 1.5px, transparent 1.5px);
  background-size: 24px 24px;
}